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MY HOME: AFTER I BUY

Congratulations on your new home! Let’s get started with making sure you have everything ready to move in:

Printable Checklist


LENDING BASICS

Preparing to Move

It’s a good idea to have new locks and keys installed. The previous owner may have given out a set of keys to family and friends.

It’s a good time to get rid of unwanted and used items; have a garage sale, donate items to a nonprofit.

Set up or transfer accounts: heating, electric, water, phone, cable, internet, recycling pick-up, trash pick-up etc.

Update your address - financial accounts, credit cards, investments, post office, driver’s license and employer.

Alarm System – if considering, make arrangements for installation.  An alarm may also lower the cost of your homeowners insurance.

Open a Safe Deposit Box for your mortgage documents and other important papers. Contact a TCU Representative for information.

This is a good time to complete a Home Inventory list for insurance purposes.

Homestead Exemption/Credit – primary residence may qualify for partial property tax exemption or credit. Verify eligibility with your county and state.  Your TCU Mortgage Professional can assist you with identifying the paperwork that will be required.
 

 

 

 

 
 

HOME ESSENTIALS

 
Your new home may require a few essentials for living and maintenance. Some of these items you will need immediately and others you can obtain over time.  Start by prioritizing your immediate needs and budget for the other items.  A TCU Visa® Platinum Credit Card provides you with convenience, security, and worldwide acceptance when you need to make those immediate purchases.  

 

Appliances: range, refrigerator, washer and dryer

 Paint, window coverings and decor

Linens, towels and floor coverings

Lawnmower, snow removal equipment

Outdoor lawn chairs, table and grill

Garden tools

Tools and repair items

 

 

 

 

MAINTENANCE

Prevent tomorrow’s problems by performing simple maintenance tasks on your home year-round, save yourself hundreds of dollars,  help maintain your safety and the value of your home.  Listed are a few items that can help prevent issues before they get out of hand. 
 

Smoke/Carbon Monoxide Detector: test batteries

Heating and Air Conditioning Systems: Inspect filters and replace regularly 

Inspect your basement for water or dampness

Interior and Exterior Caulking: tubs, showers, sinks, windows and doors 

Chimney and Fireplace:  check and clean  

Gutters and Downspouts: inspect for leaks and damage 

 

 

Contact TCU’s Member Call Center at (800) 552-4745. 

 

Any links to external websites are links to alternative sites not operated by TCU. TCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by TCU. TCU does not represent you or the third party if you enter into a transaction with the third party.

Equal Housing Lender NCUA