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On TCU Talks you’ll hear financial tips and tricks from financial experts, as well as personal stories and advice on a variety of financial topics.
What is Juneteenth and its historical significance? Listen in on this discussion with Richard Pierce, Ph.D., an Associate Professor of History and Co-Director of the AnBryce Scholars Initiative at the University of Notre Dame.
For many, the pandemic has supercharged financial stress. This first episode features TCU's Director of Financial Wellness and Wellbeing Jeff Sobieralski discussing how to manage your money to build financial security, even during challenging economic times like we're facing now.
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The pandemic has created widespread economic challenges that can be disastrous for retirement plans. Waylon Peterson, TCU President of Investment Services discusses how to approach retirement savings amid the current volatility.
TCU Investment Services Professionals are registered representatives of CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any Financial Institution.
Jeff Sobieralski, TCU’s Director of Financial Wellness and Wellbeing, discusses how to help your kids develop good habits to keep them financially fit for life. Listen for some easy ways to introduce finance to your children so they develop a healthy relationship with money.
Nicole Alcorn, TCU’s Chief Member Experience Officer, says great financial tools and products are just the beginning. At TCU, we get to know our members, tailoring solutions to their individual needs. We’re here to help — to treat you like we would want to be treated. That’s the bottom line of Better Banking.
Our latest TCU Talks podcast is timely for Cybersecurity Awareness Month! TCU’s cybersecurity expert Kevin Holleran offers tips to help us all stay safe online. Hear why it’s a good idea to use one device for online banking and another to browse the internet, and why you should be using spaces in your passwords.
Steering a small business through today’s uncharted territory is complex. In the latest episode of TCU TALKS, Commercial Loan Officer Pat McGinley shares how business owners can protect their companies.
This holiday season will be unlike any we’ve experienced. With financial uncertainty and limitations to traditional gatherings because of COVID, TCU Area Manager Joshua Lloyd joined TCU TALKS to provide tips on navigating the holidays during the pandemic.
Jackie Rucker is TCU’s first Director of Diversity, Equity and Inclusion. In this episode of TCU Talks, Rucker shares how she’s helping TCU ensure that Diversity, Equity and Inclusion are not buzzwords — but a way of life in the workplace and in how members are served.
What's your net worth — and why does it matter? Area Manager Adam Young joins TCU Talks to explain the importance of this metric and how understanding it can be a step on the path to financial security.
How five small businesses evolved their operations in response to the pandemic.
TCU received many inventive ideas during its recent “Innovate! Business Challenge,” which supported the most creative ways that small businesses have responded to the COVID-19 pandemic.
The five winners — from over 60 entries — re-imagined their business models or pivoted to provide new products and services in a way that allowed them to not just to survive, but to thrive.
TCU committed $35,000 to the challenge — $10,000 more than originally offered because of the high-quality entries. The grit and creativity of these and the more than 60 entries we received have been inspiring, and we’re proud to support their efforts.
Certell is an Indianapolis nonprofit developer of global online courses and course materials. Listen to Certell.org co-founder Fred Fransen discuss how technology can help the process of learning but cannot replace the role of the teacher and traditional classrooms.
Bamar Plastics was honored for the development of a new product — The Step Saver. Heather Meixel, Bamar’s CEO, and her 15 employees primarily produce high-precision insert-molded automotive components, but they needed to pivot to recoup lost revenue. Listen to Heather and Quality Engineer Nivedha Vijayakumar discuss how diversification has helped them weather the pandemic.
Chris and Katrina Shoemaker’s upscale Italian restaurant Scarpe opened in downtown Valparaiso less than a year before the pandemic forced their new business to shut down. When things came to a screeching halt, the Shoemakers, along with their son Adam, the restaurant’s sommelier, and his partner, Olivia Fissé, Scarpe’s executive chef, reimagined their mission. Listen to the Shoemaker family discuss how they adapted in order to survive.
Nicole Kearney, founder and vintner of Indianapolis-based Sip & Share Wines, is making room for more people to share in the experiences she offers. Listen to how Sip & Share, a purveyor of artisanal and vegan wine at events, festivals and popups adapted to the pandemic — and why she will always bank with TCU.
The free, healthy food Unity Gardens offers to people in need has become even more essential, but the economic downturn compromised its capacity to help. Listen to how Unity Garden’s founder and executive director Sara Stewart, and her partner, Mitch Yaciw adapted by caring for people and feeding them well.
Teachers Credit Union is providing this podcast as a public service, but it is neither a legal interpretation nor a statement of TCU policy. Reference to any specific product or entity does not constitute an endorsement or recommendation by TCU. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by TCU employees are those of the employees and do not necessarily reflect the view of TCU or any of its officers. TCU is not providing any financial, economic, legal, accounting or tax advice or recommendations in this podcast.
Teachers Credit Union is not responsible for accuracy, security, content, or services offered by other websites; we encourage you to view privacy & security disclosures of all websites you visit as they may be different than those of Teachers Credit Union.
If you're between the ages of 14 and 17, you and a parent/legal guardian can open your Student Rewards Checking by visiting your nearby TCU branch. Be sure you each bring two forms of valid ID. You can find a list of acceptable IDs here.
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Developing a budget based on your monthly income, expenses and savings is the first step.
Even a small, regular contribution toward your retirement has the potential to grow into a large nest egg.
It is important to build up your savings to cover emergencies and to plan for your future. As a general rule, you should maintain enough savings to cover three to six months of your regular expenses.
Want to know more? Call or visit your local TCU service center or book an appointment when it's convenient for you.
An extra-low rate* makes TCU Visa Platinum the perfect card if you carry a balance each month or want to transfer a balance from a high-interest credit card. But the perks don't stop there:
✓ 1.99% APR for the first year*
✓ No annual fee
✓ No application fee
✓ Easy cash advances at ATMs
✓ No foreign country transaction fee
✓ Roadside Dispatch®
* Annual Percentage Rate (APR) range after introductory period is 7.25% - 17.25% based on your creditworthiness.
Every dollar of qualifying purchases earns 1.5 Rewards Points redeemable any time for cash back, merchandise, travel or gift cards. But that's just the beginning:
✓ Visa Concierge†
✓ Visa Luxury Hotel Collection
✓ Travel emergency assistance
✓ Rental Car
✓ Extended warranty protection
An extra-low rate makes TCU Visa Platinum the perfect card if you carry a balance each month or want to transfer a balance from a high-interest credit card.
With TCU Visa Signature Rewards, every dollar of qualifying purchases earns 1.5 Rewards Points redeemable any time for cash back, merchandise, travel or gift cards.
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See how TCU handles your personal information.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Teachers Credit Union or TCU chooses to share; and whether you can limit this sharing.
Does Teachers Credit Union or TCU share for our everyday business purposes —such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus?
Can you limit this sharing?
Does Teachers Credit Union or TCU share for our marketing purposes —to offer our products and services to you?
Can you limit this sharing?
Does Teachers Credit Union or TCU share for joint marketing with other financial companies?
Can you limit this sharing?
Does Teachers Credit Union or TCU share for our affiliates' everyday business purposes — information about your transactions and experiences?
Can you limit this sharing?
Does Teachers Credit Union or TCU share for our affiliates' everyday business purposes — information about your creditworthiness?
Can you limit this sharing? -- Yes
Does Teachers Credit Union or TCU share for affiliates to market to you?
Can you limit this sharing?
Does Teachers Credit Union or TCU share for nonaffiliates to market to you?
Can you limit this sharing?
We don't share
Call Toll-free (800) 552-4745 - our menu will prompt you through your choice(s)
Visit us online: www.tcunet.com
Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Call toll-free (800) 552-4745 or go to www.tcunet.com
Who is providing this notice?
How does Teachers Credit Union or TCU protect my personal information?
How does Teachers Credit Union or TCU collect my personal information?
Why can't I limit all sharing?
What happens when I limit sharing for an account I hold jointly with someone else?
Affiliates - Companies related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates - Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
For Alaska Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Illinois, Maryland and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.
The TCU Visa® Accelerate Secure Credit Card is designed to help you strengthen, build or rebuild your credit. This secured card uses your own money as collateral* until you reach the last step of this 2-step program. You’re rewarded as you progress through each step, working to achieve milestone credit scores as you use your card responsibly.
✓ Zero Liability® coverage
Build your credit in 2 steps:
Reach a credit score of 650 at one-year, and you’ll get a lower rate.
Reach a credit score of 680 at two-years, and your secure funds will be released —which means money back in your wallet.
* The money you pledge as collateral will be held in a special savings account on deposit at TCU.
The TCU Visa® Accelerate Secure Credit Card is designed to help you strengthen, build or rebuild your credit. This secured card uses your own money as collateral* until you reach the last step of this 2-step program.
To apply for your Accelerate card, simply call our Member Services Team or stop by your nearby TCU branch. You can even schedule an appointment at a branch location and time that works best for you.
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Questions? Call us at (800) 552-4745.