It's never too early to learn about saving

Nearly half of all parents say they often miss opportunities to talk to their children about money. TCU’s Kids Club could be the perfect conversation starter.

Most of us can remember that conversation with our parents about learning the value of a dollar. You know, the one that usually came right after we asked for money?

Learning to save at a young age can have benefits that can last a lifetime. In fact, a 2013 study by two researchers at the University of Cambridge concluded that our money habits (good or bad) in adulthood are learned by the time we’re 7 years old!

One of the best ways to teach your kids about saving money is by taking a field trip to TCU to open a Kids Club account. Kids Club offers an easy, fun and rewarding way for children to save. For starters, your child receives a cool piggy bank when you open a TCU membership for them. Then, every time they visit a TCU location to make a deposit, they can pick a prize from the Kids Club prize box.

Of course, it’s about more than piggy banks and prizes.

Learning to save early in life teaches valuable lessons beyond dollars and cents. Children also develop solid planning skills and how to delay gratification, both very useful habits to take into adult life.

Getting started is easy.

If you’re the parent or guardian of a child 13 or younger, simply open a new TCU membership with your child as the primary account owner. When your child turns 14, he or she can open a Student Rewards Checking to manage their money and earn cash rewards.

Financial Empowerment Program

TCU also offers some great online financial education modules to help you teach your kids about finances. Our Financial Empowerment Program provides guided lessons that you can use with your kids.