Your money should work as hard as you do. That’s the idea behind TCU’s new Ultimate Checking account.
Typically, checking accounts don’t pay interest. TCU’s Ultimate Checking, on the other hand, offers 3.25 percent APY* on balances up to $10,000**, meaning you could earn as much as an additional $325 a year with this account.
Ultimate Checking also puts no limit on monthly withdrawals, so you get a nice return on your money and complete access to your deposits anytime.
And while some accounts require large balances to earn premium rates, there’s no minimum balance to open an Ultimate Checking account — and no ongoing minimums either.
With Ultimate Checking, you also can say goodbye to the $10 monthly fee if you make 15 non-PIN TCU debit card transactions every month and register to receive electronic statements. If you don’t reach the required non-PIN transactions in a month — or if you cancel eStatements — the $10 monthly fee is no longer waived, and your monthly interest will be zero. But meet that transaction target and continue to get eStatements in any month and you’ll avoid the fee and receive the generous interest rate.
If you’re a debit card user, TCU’s Ultimate Checking account could help you get perks by making the most of your money. And as a bonus, you gain even more access to your cash with TCU a member of the CO-OP shared branching network which provides access to more than 700 free and 30,000 reduced-fee ATMs nationwide.
Ultimate Checking also provides .5% cash back with TCU’s Debit Mastercard, a .25% discount on closed-end loans***, a $100 discount on mortgage origination fees and one foreign ATM fee waived each month.
TCU’s new Ultimate Checking account is a great tool to make your money work for you. Find out more about TCU’s new Ultimate Checking account here.
* Account rates are subject to certain restrictions. APY is Annual Percentage Yield. See Products and Services Details for more information.
** When the monthly account requirements are met, balances over $10,000 earn .10%. See Products and Services Details for more information.
*** Excludes mortgages and loans signed at a dealership.