Skip to Sitemap

Compare Checking Accounts

Account Student Rewards Performance Advantage World
$0 Monthly Fee Option*  
Minimum to Open $0 $50 $50 $50
No Minimum Balance
Debit Card Type Platinum Platinum Platinum World
0.50% Debate Rebate
Foreign ATM Fees Waived 2/month   1/month 2/month
Loan Discount**​    
Mortgage Discount***    
ID Protect® Services & Cellular Phone Protection    
Earns Interest      
.10% Money Market
Rate Bump
     

 

Debit Mastercard Benefits

  • Zero Liability - You pay only for the purchases you have authorized on your Mastercard®, and you won't be held liable in the event of an unauthorized purchase.
  • Global Service - One call to Mastercard® Global Service provides unprecedented emergency customer service anytime, anywhere and in any language.
  • Airport ConciergeTM -  Provides enhanced travel benefits for Mastercard cardholders at more than 700 airports worldwide.
  • ID Theft ProtectionTM - If you're ever a victim, you'll have access to a variety of Identity Theft Resolution Services. World cardholders also receive concierge-level service from an Identity Restoration Specialist who'll work on your behalf.
  • ID Theft Alerts -  You're notified when your personal information is compromised online.
  • Satisfaction Guarantee - Up to 60 days of coverage when you are dissatisfied with a purchase and the store won't accept the return.
  • Extended Warranty - Doubles the original warranty on purchases (up to 12 months for Platinum and up to 24 months for World).
  • Purchase Assurance - Up to 90 days of free coverage on damaged or stolen purchases (World card only).

More Details

* Options to Reduce Monthly Account Fee:
Student Rewards Checking:
 The $2 monthly account fee is waived if your monthly statement is delivered as an eStatement. 
Performance Checking: The $2 monthly account fee is waived if: a) your monthly statement is delivered as an eStatement; OR b) you have combined balances of $2,500 in deposits, loans and/or TCU Investment Services balances; OR c) you have at least 10 debit transactions per month.
Advantage Checking: The monthly fee of $7 will be reduced to $5 if your monthly statement is delivered as an eStatement.
World Checking: The monthly fee of $10 will be reduced to $8 if your monthly statement is delivered as an eStatement, and is waived entirely if your combined deposit, loan and, TCU Investment Services balances exceed $100,000.

** A 0.25% loan discount is available on direct, closed-end, consumer loans only (excludes indirect and commercial loans, mortgages and lines of credit).
*** Mortgage origination fee discount of $100.