Special Loan Programs

Specialty loans are our specialty.

Whether you're a veteran, a farmer, a school employee or someone just working to build your credit, we may have just the mortgage program to meet your unique needs.

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Click the "Ask TCU" icon below and select "Mortgage Live Agent" to be connected with a Mortgage Professional.

TCU offers a variety of specialty loan programs with low down payments and other favorable terms to help individuals who might not qualify for traditional financing.

Hometown Heroes Mortgage Program

Available to law enforcement employees, fire department employees, medical organization employees and school employees (per eligibility requirements)
Qualified borrowers can finance up to 100% of purchase price
Gift funds and seller contributions allowed
Fixed and variable rates available
Loan terms up to 30 years
Purchase transactions only

Government-Backed Mortgage Programs

FHA

Government-backed loan
Low, fixed interest rate
Reduced down payment options
Down payment can be a gift from a family member or other eligible donor
Less restrictive qualifying terms than a conventional mortgage

VA

Available to qualified veterans, current military personnel, reservists and surviving spouses
Up to 100% financing without mortgage insurance
Less restrictive qualifying terms than conventional mortgages
Easy refinance options for eligible borrowers