Online Loan Pay

Pay by ACH/Debit Card

Looking for a quick and easy way to pay your TCU loans and credit cards? Our online payment tool allows you to make your payment securely, anytime with a debit card (Mastercard, Visa, Discover) or an external account via ACH. There’s no charge for ACH payments and only a $8 fee to pay by debit card when you use the self-service tools.

Make a one-time payment as needed, or schedule recurring payments, it’s your call. You can even choose to set up an account or pay as a guest. All you need is your member number and the last 5 digits of the primary member’s social security number to take advantage of this convenient service.

 

Online Loan Pay FAQs

You can make a payment as a guest by using the Pay Now tab or you can Enroll and set up an account. Enrolling will allow access to features like viewing your payment history and setting up recurring payments.

Vehicle, personal, line of credit, credit card, home equity, HELOC and mortgage loans.

Loans paid prior to 5:00 pm EST will be applied the next business day, and loans paid after 5:00 pm EST will be applied the second business day.

For loans paid prior to 5:00 pm EST the funds will be withdrawn the next business day, and loans paid after 5:00 pm EST funds will be withdrawn the second business day.

When making a debit card payment, a hold will appear on the payment account immediately. The transaction will post within 48 hours.

Fees for this service:

  • No fee for ACH payments using the website and telephone self-service tools
  • $8 fee for Debit Card payments through the website and telephone self-service tools
  • $10 fee for ACH and Debit Card if a TCU Representative assists with the payment

You can cancel your payment the same day as it was submitted up to 5:00 pm ET. Once the payment processes, you cannot cancel it. 

You can set up recurring payments through the website by following these simple steps:

  1. Enroll
  2. Click Recurring Payments tab
  3. Follow the instructions to create a new recurring payment

Mastercard Debit, Visa Debit and Discover Debit.

Yes, you can make additional payments.

If you have a recurring payment set up and would like to adjust the amount, simply cancel the recurring payment and set up a new one.

Yes, simply login to update your payment information.

Simply insert your payment information and click on the “pay my bills” tab. Then, select either principal reduction/escrow from the dropdown and click continue.

No, it will only attempt once.

Please try making your payment using ACH instead. All you’ll need is your Routing and Transit number and your account number.

The history displays each loan separately. To view additional loans simply click the dropdown and select the desired loan.

Click your name in the upper right-hand corner, select payment accounts, click the pencil icon and follow the instructions to update your information.

Any partial payments will automatically be subtracted from the original amount due.