Payment Options


Online Banking

We're all about making things easy. After all, why write a check and stick it in the mail when you can simply go online and pay with a few clicks? Online Banking offers the easiest method to pay on any loan you have with TCU: mortgage, home equity, auto, personal loans and credit cards. 

Online Banking Login

Enroll Now


Mail your Payment1

Teachers Credit Union
P.O. Box 1395
South Bend, IN 46624-1395


Pay in Person

Visit a local Service Center to pay your loan. 

Find Service Center


Call Member Services5

(800) 552-4745
Mon-Fri  7:00 a.m. to 10:00 p.m.
Sat   8:00 a.m. to 5:00 p.m.


Pay with Card or eCheck 

Vehicle, personal or line of credit loans can be paid using debit, credit cards or eChecks from other banks or credit unions with TCU Online Loan Pay. There's no charge when you pay your loan using eCheck, and only a $10 fee for using your credit or debit card.2

Be sure to have your member number and three-digit loan number available along with your credit/debit card or checking account information. Your member number and loan number can be found on your TCU statement or by contacting us.

Note: Mortgage and Home Equity Loans are not eligible for Online Loan Pay. 

Pay by Credit Card²

Pay by Debit² or eCheck

Online Loan Pay FAQs


Bank by Phone

Easily transfer money to your TCU loan accounts through automated phone options:

Bank by Phone
Call (800) 284-4725 and follow the prompts to setup automated phone banking. Make sure to have your member number and 3-digit loan number available.

Text Banking
Enroll in text banking through the Online Banking portal.  Once setup, easily transfer money from your TCU accounts to loans within your TCU membership. Text LIST to 226563 to receive a full list of Text Banking Commands.³


Skip a Payment

For just a $25 fee, you can defer your upcoming loan payment to catch up on other bills with Skip A Pay. You may even qualify to skip up to two payments during any 12-month period!4

Qualifications for a skip

  • Loan can’t be delinquent
  • Must be scheduled at least 3 days prior to the due date
  • Funds for the fee must be available
  • Only 2 skips allowed in a 12-month period

Getting started is easy:

  1. Click the button below to log into Online Banking
  2. Select Accounts and Loans from the main menu
  3. Click on the Skip a Loan Payment tile (towards the bottom)
  4. Follow the instructions to schedule your skip

Online Banking Login