Online Loan Pay is currently unavailable. Until this issue is resolved, please call us at (800) 552-4745 or visit a branch to make your payment.
How We Calculate Your Balance. We use a method called “average daily balance (including new purchases).
Prime Rate. Variable APRs are based on the 5.25% Prime Rate as of 1/7/19.
Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your Account Agreement.
*Must be a member of Teachers Credit Union to be eligible to apply for the Credit Card. Membership fee, to open a Member Share (savings) account is $7.00 membership fee and $5.00 minimum Share deposit is required. See your Account Agreement for more details.
You may earn a 1.5% Rebate (“Rewards”) on your Net Purchase Transactions, which is the amount of your purchase transactions for goods or services, less any purchase refunds. Rewards are not earned on Cash Advance or Balance Transfer transactions. The accrued Rewards will be shown on your monthly billing statement and the Rewards will be credited annually, in October. Rewards may not be redeemed for cash or services and we may revoke your Rewards, at any time, if you exceed your credit limit, become delinquent, are in default of your Agreement, or close your account. We reserve the right to amend this Rewards Program, at any time, upon notice.
Teachers Credit Union is not responsible for accuracy, security, content, or services offered by other websites; we encourage you to view privacy & security disclosures of all websites you visit as they may be different than those of Teachers Credit Union.