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Eligibility - The TCU Visa Signature Rewards Program is only available to all open Teachers Credit Union (TCU) Memberships who have a TCU Visa Signature Rewards Credit Card. Owners of a TCU Visa Signature Rewards Credit Card (hereinafter referred to as "Cardholder") are automatically enrolled in the Rewards Program. Program Eligibility is subject to change.
Rewards – Rewards are earned at a rate of 1.5 points for each $1 spent on “Eligible NET Purchases” made with the TCU Visa Signature Rewards Credit Card. “Eligible Net Purchases” is defined as eligible purchase transactions less refunds and returns. Rewards are not earned on cash advances, returned purchases, balance transfers, convenience checks, Automated Teller Machine (ATM) transactions or fees. Fees include ATM cash advance fees, finance charges, late fees, over-limit fees, or returned check or ACH fees. Rewards are updated on the cardholder billing statement cycle date that contains the eligible posted transaction(s) to your TCU Visa Signature Rewards Credit Card and may be immediately redeemed, based upon redemption guidelines. There is no cap on the amount of Rewards that can be earned. Information about the Rewards and Rewards Program will be available online or on periodic account statements. Rewards may only be redeemed if the Member is in good standing with Teachers Credit Union. Rewards will not be redeemed if: TCU Membership is closed, TCU Visa Signature Rewards Credit Card is closed; any Member's loan is in default, or the Member owes Teachers Credit Union money for fees or negative balances. If any of the foregoing occurs the Rewards will expire immediately and will not be available for redemption.
Rewards Redemption - Rewards can be redeemed as a credit to the TCU Visa Signature Rewards Credit Card statement (does not apply to the minimum monthly payment), cash back deposit to Cardholder’s TCU savings or checking account, Merchant Gift Cards, Merchandise or Travel. Only the primary and joint Cardholders can redeem the Rewards. Rewards may be redeemed at any time. Rewards may be redeemed: by visiting TCU’s online banking website at www.tcunet.com; or www.CURewards.com. To see a full selection of opportunities, visit TCU at www.tcunet.com or www.CURewards.com.
Forfeiture - All Rewards expire three (3) years from the end of the Calendar Year, in which they are earned on a first-in, first-out basis. Rewards are non-negotiable and non-transferable. TCU reserves the right to disqualify any person from participation in the Rewards Program if, in Teachers Credit Union's sole judgment, that person or another person has violated the Rewards Program Rules or the By-laws of Teachers Credit Union. TCU has the right to suspend or declare points forfeited on unauthorized or fraudulent transactions. If you close your TCU membership or your TCU Visa Signature Rewards Credit Card; Rewards must be redeemed before the TCU Visa Signature Rewards Credit Card is closed or earned Rewards are forfeited. Upon the death of the Cardholder and joint Cardholder all rewards are forfeited.
Other Terms and Conditions - Teachers Credit Union also reserves the right to amend, modify or terminate the Rewards Program at any time. If the Rewards Program is terminated, Cardholders will be granted twelve months, from the Program termination date, to redeem the Rewards. Rewards redemptions may subject Cardholders to tax liability. The Rewards will be calculated on a calendar year basis. Full program rules can be located at www.CURewards.com.
Teachers Credit Union is not responsible for accuracy, security, content, or services offered by other websites; we encourage you to view privacy & security disclosures of all websites you visit as they may be different than those of Teachers Credit Union.
If you're between the ages of 14 and 17, you and a parent/legal guardian can open your Student Rewards Checking by visiting your nearby TCU branch. Be sure you each bring two forms of valid ID. You can find a list of acceptable IDs here.
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Developing a budget based on your monthly income, expenses and savings is the first step.
Even a small, regular contribution toward your retirement has the potential to grow into a large nest egg.
It is important to build up your savings to cover emergencies and to plan for your future. As a general rule, you should maintain enough savings to cover three to six months of your regular expenses.
Want to know more? Call or visit your local TCU service center or book an appointment when it's convenient for you.
No problem. Just email us at firstname.lastname@example.org or click the button below and we'll be glad to help.
An extra-low rate* makes TCU Visa Platinum the perfect card if you carry a balance each month or want to transfer a balance from a high-interest credit card. But the perks don't stop there:
✓ 1.99% APR for the first year*
✓ No annual fee
✓ No application fee
✓ Easy cash advances at ATMs
✓ No foreign country transaction fee
✓ Roadside Dispatch®
* Annual Percentage Rate (APR) range after introductory period is 7.25% - 17.25% based on your creditworthiness.
Every dollar of qualifying purchases earns 1.5 Rewards Points redeemable any time for cash back, merchandise, travel or gift cards. But that's just the beginning:
✓ Visa Concierge†
✓ Visa Luxury Hotel Collection
✓ Travel emergency assistance
✓ Rental Car
✓ Extended warranty protection
An extra-low rate makes TCU Visa Platinum the perfect card if you carry a balance each month or want to transfer a balance from a high-interest credit card.
With TCU Visa Signature Rewards, every dollar of qualifying purchases earns 1.5 Rewards Points redeemable any time for cash back, merchandise, travel or gift cards.
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No problem! Click above and we'll take care of that as you apply for your card.