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By adding to your monthly payments, you can pay off your mortgage ahead of schedule and save on interest.
Do you have a 30-year mortgage? A 15-year mortgage? Not everyone knows this, but you can pay them off much sooner than the names suggest. How? Just increase the amount you are paying toward your mortgage payment and note the additional amount you want applied to your principle in the memo section of your check (or in the additional comments section if paying via Online Banking). Use this calculator to find out how much faster you can pay off your loan and how much money you might save on interest charges over the long haul.
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If you're between the ages of 14 and 17, you and a parent/legal guardian can open your Student Rewards Checking by visiting your nearby TCU branch. Be sure you each bring two forms of valid ID. You can find a list of acceptable IDs here.
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Developing a budget based on your monthly income, expenses and savings is the first step.
Even a small, regular contribution toward your retirement has the potential to grow into a large nest egg.
It is important to build up your savings to cover emergencies and to plan for your future. As a general rule, you should maintain enough savings to cover three to six months of your regular expenses.
Want to know more? Call or visit your local TCU service center or book an appointment when it's convenient for you.
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