The Monthly Service Fee for the World Share Draft Checking account is $10, of which $2 will be waived if your monthly statement is delivered as an eStatement. The full $10 fee will be waived with combined balances of $100,000 in Deposits, Loans and/or Investments. $25 minimum to open with no minimum balance. Other fees may apply as described in the common features.
Earned dividends are tiered based on average monthly World Checking Account balance. They are compounded and paid monthly.
A $100 Mortgage origination fee discount is available, as is a 0.25% loan discount is available on direct, closed-end, consumer loans only (excludes loans signed at a dealership, real estate secured, lines of credit including credit cards, credit builder, student loan and commercial loans).
Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
Identity theft protection service is available to Advantage and World Checking account owners1
Credit File Monitoring*, 2
Daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports.
Over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others.
Credit Report and Credit Score*, 3
Access to triple bureau credit reports and single bureau credit score.
Debit and Credit Card Registration*
Online Identity Theft News Center and Valuable Phone and Web Resources*
Up to $10,000 Identity Theft Expense Reimbursement4 coverage for expenses associated with restoring your identity.
Fully Managed Identity Theft Resolution Services and Personal Information Management Program.
Access to a Dedicated Fraud Specialist assigned to manage your case who will work with you until your identity is restored.
Identity Theft Recovery Case Plan to inform you of the recovery process.
Cellular Telephone Protection4 Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad.
Advantage and World Checking account holders: Call TCU Member Services for your registration access code and then visit IDProtectMe247.com or call (877) 610-7889 to get started!
1IDProtect: Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. 2 Credit file monitoring may take several days to begin following activation. 3 Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. 4 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.
*Registration and Activation Required
Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.