Student Loans
It's an ace in the hole. An Everwise student loan can bridge the gap if your financial aid package comes up short or if you need to refinance your existing loans.
We believe everyone should be able to pursue their academic dreams. With tuition and other higher-ed costs under control, you'll be able to focus on more important things, like your studies.
Competitive rates leave you with more money for housing, food, and fun.
Consolidate all your loans at Everwise so you only have one monthly payment.
Apply online in minutes, and get approved quickly.
That degree is yours forever. So are those college memories. But student debt shouldn't be. With flexible repayment plans and refinancing opportunities, we can help you structure your payments so they don't put a strain on your post-graduation lifestyle.
- Student Choice private lending solutions for current students and graduates looking to refinance loans
- Fixed-rate and variable-rate options
- Loan amounts up to $75,000 for undergraduates
- Refinancing options up to $100,000
- No origination fees
- No prepayment penalties
- Co-borrower not required, but may help you qualify for a lower rate
Already have an Everwise Student Loan? Make a payment or request funds.
FAQs Undergraduate Loans
It is not required but it is always recommended that you file the FAFSA along with apply for any available scholarships or grants before seeking a private student loan.
Students must be enrolled at least half-time (except during summer term) as determined by your school.
Once your line of credit is established, you can enjoy multiple draw benefits over the life of your college career.
Students must have graduated from an approved school and be out of their grace period before repayment begins.
You can easily manage your student loan payments via the online loan payment portal.
FAQs Refinance Loans
Yes, you are not required to have more than one private loan to qualify for refinance.
Private, Federal and Institutional Student Loans are eligible for refinance.
Students must have graduated from an approved school and be out of their grace period.
You can easily manage your student loan payments via the online loan payment portal.
Promotional content related to product page
With low rates and long-term repayments, it's the smart way to pay for higher education.
IMPORTANT NOTICE
Subject to membership requirements. All credit union loan programs, rates, terms, and conditions are subject to credit approval and may change at any time without notice. By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.
You may also like
Home Equity Loans
Pay for large expenses and life events with low rates and budget-friendly financing.
