Teachers Credit Union

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At TCU, we strive to provide you with exemplary products and services. That is why we are providing two Credit Card options for you to choose from; whether you want a Low Introductory Rate or you want to earn Rebate Rewards, we’ve got the card for you. 

No annual fees
Easy cash advances at ATMs
No balance transfer fees
Securely select your PINs
Zero Liability™ Coverage
Verified by Visa® for Online Purchases
No Foreign Country Transaction Fees



Visa® Chip Technology  Video

Visa Account Updater (VAU)

Automatically updates your card information with participating merchants and payment processors with which you have set up automatic payments eliminating the need for you to contact the merchant/retailer to update your card information.

With VAU, your account files will be updated when your credit card information changes because of a product upgrade, card expiration, loss or theft and account closure. Changes in the cardholder’s name and address are not included. Merchant participation is optional and some may not choose to participate. 

No need to enroll, its automatic! 

  • Saves you time by automatically updating account information
  • Provides you with peace of mind knowing your payment will not be interrupted due to an expired, lost or stolen card
   Low 3.99% APR





The TCU Visa® Platinum Credit Card may be right for you, if: 

  • You carry a balance on your Credit Card.
  • You have a balance on a Credit Card that you would like to transfer.
   Earn 1.5% Rebate





The TCU Visa® Platinum Rewards Credit Card may be right for you, if:

  • You pay off your Credit Card every month.
  • You want to earn rewards on your purchases.  

Visa® Platinum Credit Card Agreement


Visa® Platinum Rewards Credit Card Agreement


Visa® Platinum Interest Rates and Fees


Auto Rental Collision Damage Waiver




On-Line (Internet Banking)

Login to Internet Banking>Loan Services>Credit Card Services

View Recent Transaction
 Make Payments
View Payment History
Order a Replacement Card
Request a PIN
Sign up and Receive Credit Card eStatements
And Much More



Teachers Credit Union
PO Box 71050
Charlotte, NC 28272-1050




During Business Hours
  • Call (877) 271-8328, 7:00 a.m. to 7:00 p.m. Monday through Friday and 8:00 a.m. to 1:00 p.m. on Saturday
After Business Hours (Weekdays/Weekends/Holidays)
  • Call (866) 820-3861




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© Teachers Credit Union. Any links to external websites are links to alternative sites not operated by TCU. TCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by TCU. TCU does not represent you or the third party if you enter into a transaction with the third party.


Federally Insured by NCUA.
Teachers Credit Union, Lender NMLS #686706