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Mortgages

Your Key to Homeownership

Ready to purchase or refinance a home? Feel confident with a local team that will fully support you through every step. Your family is unique and our Mortgage Originators can help you find the right mortgage solution at a competitive rate. Together, let's take the first step.

For a limited time, save up to $1,000 off closing costs.**

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Rates as low as 7.573% APR*

30-year conventional fixed-rate mortgage

Get Started
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We have a variety of home loans to meet your specific needs.
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Discover how much home you can afford.
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Work with a trusted professional.
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Check the status of or finish your application.

Get Pre-Qualified

Knowing how much you can afford is the first step in the home buying process and gets things moving. Show your real estate agent that you are serious with a prequalification letter.

Personal service that inspires.

 

"Everwise provided a fixed-rate mortgage that has freed us up to be able to save for college or trade school for our children."

- Trevor E.

 

"Love the personal attention and help that I get, which is wonderful! Thanks Everwise!”

- Kelly B.

 

"Everwise has always been there for me. I went in a few months back and asked for a loan and there was no hassle."

- Gidget M.

Connect with a Mortgage Expert

The Everwise mortgage team is happy to hear from you. Submit this form to receive a personalized rate quote, get pre-qualified, or guidance on the mortgage process.

 
Disclosures
All Credit Union loan programs, rates, terms, and conditions are subject to credit approval and may change at any time without notice. Subject to Membership requirements.
 
* APR = Annual Percentage Rate. The rate shown is current as of 4/17/2024 and is our best rate offered for a 30-year conventional fixed-rate mortgage purchase with 20% down. Rates and terms vary depending on loan to value ratio, credit evaluation and underwriting requirements. PMI=Private Mortgage Insurance, flood and/or property hazard insurance may be required. Payment examples do not include taxes and insurance premiums. Payment Example for informational purposes only: Based on a 30-year conventional fixed-rate mortgage for a $200,000 home purchase with $160,000 financed after $40,000 (20%) down payment the monthly payment for the APR shown would be approximately $1,118.74.
** Up to $1,000, based upon maximum interested party contributions allowed by secondary market standards, waived on closing costs on new mortgage applications received between 3/18/2024 and 6/9/2024. Excludes bridge, lot, land, and home equity loans.
Routing Number | 271291826