Feel better about where you bank.

Discover the TCU difference

Join now and get a $200 bonus*!

When you join TCU, you're banking with a credit union that cares as much about your community as you do. As part owner, that means you're part of making a difference. Open your new TCU savings & qualifying checking account and get that $200 welcome bonus. 

Make sure to use the Promo Code JOIN200 to get the bonus!

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Small steps, big dreams
Small steps, big dreams

Small steps are important when working toward high-impact change. TCU is committed to guiding members to accomplish their financial dreams. Take advantage of our financial education programsonline resources, or talk to a financial professional... all FREE!

Part owner, full benefits
Part owner, full benefits

Credit unions are owned by their members, not stockholders...which means lower loan rates and generous rewards programs. And because TCU is a not-for-profit that operates to promote the well-being of our members and communities, when we help, you help too.

Low rates, high yields
Low rates, high yields

Feel confident in getting great rates on loans such as mortgages, vehicle and personal loans, credit cards, certificates, and more! You’ll also get local, personalized service and can apply online or in a branch.

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Spend smart, save more
Spend smart, save more

Who doesn’t want more money? TCU offers several ways to add cash back in your wallet.

  • Simply use the TCU Debit Mastercard that comes with your checking account and you earn cash back! See more here.
  • With Round-Up Savings, every time you buy something with your TCU Debit Mastercard, we'll round the purchase amount up to the nearest dollar and transfer the difference from your checking to your savings account. Save even more
  • Our accounts offer competitive dividends and extra security.

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TCU locations
Local branches, nationwide access

Here or there, we’re closer than you think. Taking a winter break in Arizona? Visiting relatives in New York? No problem! You have access nationwide with our CO-OP shared branches including access to more than 30,000 ATMs.

  • 24/7 mobile and online banking
  • 50+ local locations with 700+ no-fee ATMs**

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Find a TCU Near Me

Did we mention great technology that keeps up with how you like to bank?

You should never be too far from your money. And we agree. That's why we're investing heavily in new Mobile & Online Banking technology that's both powerful AND easy to use. You can keep track of your finances anytime, from almost anywhere, for the ultimate peace of mind.

Online Banking

Compare our checking accounts 

Account Student Rewards Performance Advantage World Ultimate
$0 Monthly Fee Optiona  
Minimum to Open $0 $25 $25 $25 $25
Contactless Debit
Card Type
Platinum Platinum Platinum World Platinum
0.50% Debit Rebate
Foreign ATM Fees Waived 2/month   1/month 2/month 1/month
Loan Discountb    
Mortgage Discountc    
ID Protect® Services & Cellular Phone Protection      
Earns Interest      
.10% Money Market
Rate Bump

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