Eligible Checking Accounts: Performance, Student Rewards, Advantage, Ultimate and World checking accounts. To be eligible for a checking bonus New Members are subject to eligibility requirements and a $7 membership fee and $5 initial share savings deposit.
*$200 Checking Bonus: New and Current Members without a checking account are eligible. Requirements:
1.) Open an eligible checking account using or mentioning promo code Join200.
2) Have Direct Deposit(s) of $500 or more directly deposited to your new checking account for a minimum of 3 consecutive months, with the first direct deposit within 60 days of opening the checking account. When all requirements are met the $200 bonus will be credited to the new checking account on or before the close of the next full statement. Limit of one new checking account bonus per membership. If you have received a new checking account bonus within the last 12 months, you are not eligible. You may receive an IRS tax form 1099-INT for the cash incentive.
**TCU members receive free use of Alliance One and CO-OP ATMs within Indiana. A $2.50 foreign transaction fee applies to Alliance One and CO-OP outside of Indiana.
a.) Options to Reduce Monthly Account Fee: Student Rewards Checking: The $2 monthly account fee is waived if your monthly statement is delivered as an eStatement. Performance Checking: The $2 monthly account fee is waived if: a) your monthly statement is delivered as an eStatement; OR b) you enroll in direct deposit; OR c) you have combined balances of $2,500 in deposits, loans and/or TCU Investment Services balances; OR c) you have at least 10 transactions per month. Advantage Checking: The $7 monthly account fee will be reduced to $5 if your monthly statement is delivered as an eStatement. World Checking: The $10 monthly account fee will be reduced to $8 if your monthly statement is delivered as an eStatement, and is waived entirely if your combined deposit, loan and, TCU Investment Services balances exceed $100,000. Ultimate Checking: The $10 monthly account fee is waived when your register for eStatements and complete at least 15 TCU debit card (NON-ATM) transactions monthly equaling $5 or more. b.) A .25% loan discount is available on direct, closed-end, consumer loans only (excludes loans signed at a dealership, real estate secured, lines of credit including credit cards, credit builder, student loan and commercial loans). c.) Mortgage origination fee discount of $100.