Student Rewards Checking

Your kids will learn most of their good money habits from you. But until they have a little experience under their belts, the lesson's not over.

That's why we created Student Rewards, a full-service, no-fee* checking account for kids 14 and up that helps teach your teen to manage their money responsibly and rewards them for putting those skills into practice.


Learning. Rewarded.

Opening a Student Rewards Checking account opens the door to free financial empowerment mini-courses that your teen can take online at their own pace. Topics covered include everything from the importance of saving to charitable giving and college prep — all designed to help them manage and budget their money wisely.

Once they complete at least six mini-courses, we'll reward them with a $25 cash deposit into their account!

Responsibility. Rewarded.

Student Rewards Checking is the perfect way for your teen to get real-world experience managing their money responsibly. The account comes complete with:

  • Contactless Platinum Debit Mastercard
  • TCU's Mobile App with Mobile Deposit
  • Online Banking
  • Text alerts
  • Access to ATMs
  • Transfer funds quickly and easily from your TCU account
  • And more!

Your teen can earn up to $45 in the first year by banking responsibly. They earn $25 when they complete at least six Financial Empowerment mini-courses. Another $10 is earned once they download the TCU Mobile App, enroll in Online Banking, register for eStatements and Round-Up Savings. PLUS your teen will earn $10 for each year they don't overdraw their account. 

An account that grows with them.

Student Rewards is designed for anyone ages 14-23, so it can go wherever life takes them - from high school to college, from college to their first job. At home or away, they'll have access to:

  • Purchases anywhere Mastercard is accepted
  • Cash from more than 700 zero-fee ATMs in Indiana and Michigan (and THOUSANDS of reduced-fee ATMs nationwide)
  • Banking services at more than 5,000 credit unions across the country through the CO-OP Shared Branch network


If you open a Student Rewards Checking account between May 15th and June 30th you will be entered to win an iPad Air! If your teen is 14 to 17 years old, bring them by the nearest TCU branch to open an account. You can even book an appointment at a time that's good for both of you! If they're 18 or older they can open their own account online anytime!

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