Teachers Credit Union
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At TCU, we strive to provide you with exemplary products and services. That is why we are providing two Credit Card options for you to choose from; whether you want a Low Introductory Rate or you want to earn Rebate Rewards, we’ve got the card for you. Both the TCU Visa® Platinum Credit Card and the TCU Visa® Platinum Rewards Credit Card offer you the following:

No annual fees
Easy cash advances at ATMs
No balance transfer fees
Securely select your PINs
Zero Liability™ Coverage
Verified by Visa® for Online Purchases
No Foreign Country Transaction Fees

 

            Low 3.99% APR                                                                 Earn 1.5% Rebate 

TCU Visa® Platinum Credit Card

This card offers you a 3.99% Introductory Rate for purchases and balance transfers for the first twelve months.

Terms & Conditions
TCU Visa® Platinum Credit Card Agreement
 

 
   

TCU Visa® Platinum Rewards Credit Card

Earn a 1.5% Rebate Reward on your Net Purchase Transactions, credited annually in October, straight to your card! And, your Rebate Rewards will appear on your monthly statements 

Terms & Conditions
TCU Visa® Platinum Rewards Credit Card Agreement 

   

 

Added Benefit - Auto Rental Collision Damage Waiver

 

 

Your Visa® Platinum Credit Card Payments can be mailed to:

Teachers Credit Union
PO Box 11147
South Bend, IN 46634-0147

To apply, or to report your Visa® Platinum Credit Card lost or stolen, please contact your local TCU Service Center or call the Member Call Center at (877) 271-8328 or after hours at 866-870-3861. 

At TCU, we strive to make your account information convenient for you to access. That is why we are integrating your TCU Visa® Credit Card account information into Internet Banking. Here are items you will have access to through TCU Visa® Credit Card Internet Banking:
TCU Visa® Platinum Credit Card Internet Banking FAQs 

View Recent Transaction
 Make Payments
View Payment History
Order a Replacement Card
Request a PIN
Sign up and Receive Credit Card eStatements
And Much More

 

PLATINUM CREDIT CARD:
How We Calculate Your Balance. We use a method called “average daily balance (including new purchases).”

Prime Rate. Variable APRs are based on the 3.25% Prime Rate as of 04/01/14.

*Must be a member of Teachers Credit Union to be eligible to apply for the Credit Card. Membership fee to open a Member Share (savings) account is $7.00 membership fee and $5.00 minimum Share deposit is required. 

a. We add 5.24% to the current Prime Rate, to determine the Purchase APR or Balance Transfers.
b. We add 7.90% to the current Prime Rate to determine the Cash Advance APR.
c. This fee may change, pursuant to Indiana Code 24-4.5-1-106 and 24-4.5-3-203.5. MI-greater of $15.00 or 5% of the minimum payment.
d. Balance Transfers from another Teachers Credit Union loan account, including THE Card Home Equity Loan, are not permitted on the TCU Visa® Platinum
Credit Card.

See your Account Agreement for more details.

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your Account Agreement.03.5.

PLATINUM REWARDS CREDIT CARD:
How We Calculate Your Balance. We use a method called “average daily balance (including new purchases).” 

Prime Rate. Variable APRs are based on the 3.25% Prime Rate as of 04/01/14.

*Must be a member of Teachers Credit Union to be eligible to apply for the Credit Card. Membership fee, to open a Member Share (savings) account is $7.00 membership fee and $5.00 minimum Share deposit is required. 

a. We add 7.24% to the current Prime Rate, to determine the Purchase APR or Balance Transfer APR.
b. We add 9.90% to the current Prime Rate to determine the Cash Advance APR.
c. This fee may change, pursuant to Indiana Code 24-4.5-1-106 and 24-4.5-3-203.5. MI-greater of $15.00 or 5% of the minimum payment.
d. Balance Transfers from another Teachers Credit Union loan account, including THE Card Home Equity Loan, are not permitted on the TCU Visa® Platinum Rewards
Credit Card.

See your Account Agreement for more details.

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your Account Agreement.

Rewards Program. You may earn a 1.5% Rebate (“Rewards”) on your Net Purchase Transactions, which is the amount of your purchase transactions for goods or services, less any purchase refunds.  Rewards are not earned on Cash Advance or Balance Transfer transactions. The accrued Rewards will be shown on your monthly billing statement and the Rewards will be credited annually, in October.  Rewards may not be redeemed for cash or services and we may revoke your Rewards, at any time, if you exceed your credit limit, become delinquent, are in default of your Agreement, or close your account.  We reserve the right to amend this Rewards Program, at any time, upon notice.

 

 

 

Any links to external websites are links to alternative sites not operated by TCU. TCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by TCU. TCU does not represent you or the third party if you enter into a transaction with the third party.

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