The Benefits of TCU's Online and Mobile Banking

One of the biggest boosts to modern living has been the arrival of digital banking. It’s convenient. It’s free of cost. And it can make your financial life easier to manage for years to come.

Online and mobile banking services have become commonplace for many, but are you taking advantage of all the ways that TCU’s digital tools can help save time — and help you social distance during the pandemic? Depositing checks, transferring money, opening accounts and more can all be done with total security from your computer or phone.

Here are ways to conveniently — and safely — use TCU’s online and mobile banking.
 

EASY BANKING

Deposit checks remotely by snapping a photo with your mobile device’s camera to cut down on trips to the drive thru and ATM. Online and mobile banking also let you pay bills online or with your mobile device, saving time and reducing hassle. It also lets you see your full financial picture by providing easy access to your transaction history, pending transactions and images of cashed checks.
 

TRANSFER MONEY BETWEEN ACCOUNTS HASSLE FREE

Online banking also allows you to transfer money between accounts much more quickly — and ‚Äčto check on available funds before spending money. It’s more convenient than using the automated phone service. And to make it easier to transfer money, when setting up online banking, be sure all of your TCU accounts are listed.

You can also use online banking to manage your money better by setting up more than one savings account. After each paycheck, for example, you can go online and transfer money to different savings accounts to save for various goals, such as an emergency fund or a down payment for a new home.
 

THE BENEFITS OF MOBILE APPS

TCU’s mobile app allows you to take advantage of online banking on your phone. This makes online banking even more convenient and allows you to quickly check on your account and to transfer funds if you’re short.

But remember, try not to access your bank accounts — or other sensitive personal data — on unsecured public networks. It’s recommended to disable publicly accessible WiFi connections and your device’s Bluetooth function before making a mobile connection to your account. Even if you’re using a private WiFi network, you should check that it’s secured by the WPA2 system.

Also, syncing money apps with your online banking information can make sticking to a budget, and saving for the future, much easier. There’s less of a likelihood of making a mistake, like an overdraft or paying a bill late when you frequently keep track of your bank account and spending. 
 

GOOD SECURITY

TCU is in the business of guarding your assets — including your online and mobile banking interactions. There also are steps you can take to step up security precautions. While you still use a username and password to login to the mobile banking app, TCU lets you enroll in added safety measures. You can, for example, enroll in multi-factor authentication where you need two kinds of verification to prove that it’s really you. You may also enable Touch or Face ID on your mobile device. This also means if your phone goes missing, you will have an added lock to keep fraudsters out.

Banking safely and securely from the comfort of your home or phone, whenever you want, makes everything you do with your finances easier. And if you’re not already among the growing ranks of members taking advantage of the many benefits of TCU’s online and mobile banking services, sign up today!

To enroll in online banking, go to tcunet.com, click on Login (top of page) then Enroll

Download TCU's mobile banking app available for both iPhone and Android here.