For many people, debit cards offer a happy medium between cash and credit cards — the convenience of paying with a card without the risk of carrying a balance that could accumulate interest and increase your debt.
There is one key feature that many debit cards do not offer: rewards. But a TCU Debit Mastercard allows you to cash in.
With a TCU Debit Mastercard, members can earn 0.5% cash back, up to $500 every year, on non-PIN purchases in stores, online or with their mobile wallet. In 2018, TCU gave back more than $4.2 million to members.
Here’s how it works:
- Select “credit” when making a purchase with your TCU debit Mastercard. Do not enter your PIN.
- You also earn cash back when you use your debit card for recurring payments.
- Online debit-card purchases and purchases made from your mobile wallet and apps like Apple Pay, Google Pay and Samsung Pay also qualify for rewards.
Once you have earned $30 cash back, you can begin claiming your rewards. And redeeming your rewards is easy.
You can stop into a TCU Service Center or log on to your online or mobile account and select Menu > Cards > Check Your Rebate > Redeem. You can claim your rewards as often as you want or allow unredeemed cash-back to accumulate for up to three years.
Earn 0.50% rebate on any non-PIN purchase with your TCU Debit Mastercard. Rebate is redeemable once the rebate balance reaches $30 within the calendar year. Maximum rebate per calendar year is $500. Eligible purchases do not include ATM transactions or those made using a personal identification number (PIN).