Our accounts make it easy to earn cash back.

Enjoy 24/7 access with Online, Mobile and Text Banking.

Contactless Debit Mastercard^® that earns you cash back
Access to more than 700 no-fee ATMs across Indiana and 30,000-plus reduced-fee ATMs nationwide
Save effortlessly with Round-Up Savings

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Ultimate Checking

Our highest rate on your checking balance.

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Performance Checking

Features four simple ways to waive the already low monthly account fee.

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Advantage Checking

An account with state-of-the-art identity protection services and benefits.

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World Checking

Security benefits, dividends on deposits and special discounts on loans are just a few features of this top-of-the-line account.

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Student Rewards Checking

No monthly account fee with eStatements plus cash rewards make this a smart choice.

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See which account has the features and benefits that are best suited for you.

Switch Kit

Our comprehensive step-by-step guide to switch your checking, savings and banking.

Want to start enjoying the benefits of TCU checking? Become a member today!

Compare our checking accounts

Account	Student Rewards	Performance	Advantage	World	Ultimate
$0 Monthly Fee Option^*	✓	✓		✓	✓
Minimum to Open	$0	$25	$25	$25	$25
Contactless Debit Card Type	Platinum	Platinum	Platinum	World	Platinum
0.50% Debit Rebate	✓	✓	✓	✓	✓
Foreign ATM Fees Waived	2/month		1/month	2/month	1/month
Loan Discount^**			✓	✓	✓
Mortgage Discount^***			✓	✓	✓
ID Protect^® Services & Cellular Phone Protection			✓	✓
Earns Interest				✓	✓
.10% Money Market Rate Bump				✓

Debit Mastercard^® Benefits

Zero Liability - You pay only for the purchases you have authorized on your Mastercard®, and you won't be held liable in the event of an unauthorized purchase.
Global Service - One call to Mastercard® Global Service provides unprecedented emergency customer service anytime, anywhere and in any language.
Airport Concierge^{TM -} Provides enhanced travel benefits for Mastercard cardholders at more than 700 airports worldwide.
ID Theft Protection^TM - If you're ever a victim, you'll have access to a variety of Identity Theft Resolution Services. World cardholders also receive concierge-level service from an Identity Restoration Specialist who'll work on your behalf.
ID Theft Alerts - You're notified when your personal information is compromised online.
Satisfaction Guarantee - Up to 60 days of coverage when you are dissatisfied with a purchase and the store won't accept the return.
Extended Warranty - Doubles the original warranty on purchases (up to 12 months for Platinum and up to 24 months for World).
Purchase Assurance - Up to 90 days of free coverage on damaged or stolen purchases (World card only).

More Details

* Options to Reduce Monthly Account Fee:

Student Rewards Checking: The $2 monthly account fee is waived if your monthly statement is delivered as an eStatement.
Performance Checking: The $2 monthly account fee is waived if: a) your monthly statement is delivered as an eStatement; OR b) you enroll in direct deposit; OR c) you have combined balances of $2,500 in deposits, loans and/or TCU Investment Services balances; OR c) you have at least 10 transactions per month.
Advantage Checking: The $7 monthly account fee will be reduced to $5 if your monthly statement is delivered as an eStatement.
World Checking: The $10 monthly account fee will be reduced to $8 if your monthly statement is delivered as an eStatement, and is waived entirely if your combined deposit, loan and, TCU Investment Services balances exceed $100,000.
Ultimate Checking: The $10 monthly account fee is waived when your register for eStatements and complete at least 15 TCU debit card (NON-ATM) transactions monthly equaling $5 or more.

** A .25% loan discount is available on direct, closed-end, consumer loans only (excludes loans signed at a dealership, real estate, secured lines of credit including credit cards, student loans and commercial loans.).

*** Mortgage origination fee discount of $100.

** A .25% loan discount is available on direct, closed-end, consumer loans only (excludes loans signed at a dealership, real estate, secured lines of credit including credit cards, student loans and commercial loans.).
*** Mortgage origination fee discount of $100.