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A TCU 5/1 Adjustable Rate Mortgage doesn't just buy you a nice house. It buys you time. For five years, you enjoy a lower interest rate. That gives you time to get settled in, figure out a monthly budget, maybe earn a salary increase and perhaps beef up your savings along the way. After that, your rate is adjusted annually for the remainder of the mortgage term.

  • Competitive rates
  • Save money on interest charges for first five years
  • Excellent choice if you don't plan to own your home for a long period
  • ARMs can be used to refinance existing home loans