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Looking to buy that perfect house, but worried about the size of the monthly payments? With an adjustable rate mortgage, you might be surprised at what you can afford.
A TCU 5/1 Adjustable Rate Mortgage doesn't just buy you a nice house. It buys you time. For five years, you enjoy a lower interest rate. That gives you time to get settled in, figure out a monthly budget, maybe earn a salary increase and perhaps beef up your savings along the way. After that, your rate is adjusted annually for the remainder of the mortgage term.
All loans subject to credit approval and membership requirements. See Products and Services Details for more information.
APR is Annual Percentage Rate. At a 3.875% initial interest rate, the APR for this loan type is 4.825%, subject to increase. Based on current market conditions, the monthly payment schedule would be:
The above information assumes the loan purpose is to purchase an existing single-family home, to be used as a primary residence, with a loan amount of $160,000 and an estimated property value of $200,000 in South Bend, IN (St. Joseph County). The rate-lock period is 45 days and the assumed credit score is ≥740. Any change to the loan scenario above could impact the rates, payments and fees associated with your mortgage. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
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Welcome to the new TCU website! There's plenty to see and lots you can do here. Your busy schedule demands flexible options, so we’ve made it easy for you to access Online Banking from any page. See what else is new by taking our site tour.
When you’re weighing options and financial decisions, you want sound advice – fast. With our Solutions Finder tool, choose the goal you wish to accomplish and access immediate results for the best TCU products and services to help you reach your goal.
Looking for the nearest TCU Service Center or ATM? Our locations tool will help you find us. Even when your travels take you far from home, we’ll help you find the closest TCU-friendly ATM or one of thousands of shared branches in the CO-OP Shared Branch network.
Better tools can help you make better financial decisions! Use our financial calculators to see how you can save more, borrow wisely and much more. Check our blog frequently for fresh and relevant content that shows you how to get more out of your money. And get quick access to our rates to see how you can save more on loans and earn more on savings.
Now that you’ve seen the highlights of our new site, go explore it on your own! Our updated navigation makes it easier than ever to find information about the TCU products and services that interest you most. Take your time – there’s a lot to see!