Make use of our financial tips, expert advice on financial wellness, handy guides for major life purchases and calculators to help with your budgeting.
TCU's Jeff Sobieralski discusses what financial "wellness" and financial "wellbeing" actually mean for you.
July 19, 2021 Investing
A living trust offers many benefits such as creditor protection, protection from taxes, protecting a minor, passing wealth outside a probate, Medicaid planning and more. How can a trust help you plan for your family's future?
July 26, 2021 Borrowing
Opening your first credit card is one of the rites of passage into genuine adulthood, but with so much conflicting information, it can all get confusing fast!
May 18, 2021 Financial Education
Completing the Strengthen Your Financial Knowledge Contest playlist paid off for four lucky Fit Bit winners! Find out more about the benefits of TCU’s FREE online Personal Finance Program.
April 1, 2021 Financial Education
Inspired by Financial Literacy Month, this contest was created to promote financial wellness and to help equip people with the financial knowledge and skills needed to improve their financial health. Enter between April 1 and 30 for a chance to win a Fit Bit ($100 value)!
January 25, 2021 Financial Education
What's your net worth — and why does it matter? TCU Area Manager Adam Young explains the importance of this metric and how understanding it can be a step on the path to financial security.
January 4, 2021 Financial Education
If your resolution is to save money, here are tips to get started. These easy ways to reduce spending can help you develop a simple and realistic strategy to meet your short- and long-term financial goals.
December 16, 2020 Financial Education
TCU’s Director of Financial Wellness and Wellbeing Jeff Sobieralski tricks himself into saving money. Read Jeff’s tips and learn about TCU’s tools to help your family build financial security.
November 10, 2020 Financial Education
Having a budget can turn a potential financial tragedy into a temporary setback — and serves as a tool to help you make better financial decisions and prepare for emergencies.
October 28, 2020 Financial Education
Our latest TCU Talks podcast is timely for Cybersecurity Awareness Month! Kevin Holleran offers tips on how we can do our part and #BeCyberSmart. TCU’s cybersecurity expert Kevin Holleran offers tips to help us all stay safe online. Hear why it’s a good idea to use one device for online banking and another to browse the internet, and why you should be using spaces in your passwords.
October 07, 2020 Financial Education
TCU’s Student Rewards Checking offers those ages 14 to 23 easy banking without worrying about minimum balances — plus a $25 bonus after completing just six of 18 online financial management sessions!
September 10, 2020 Financial Education
The FAFSA form is used by schools to put together student aid packages. It opens for the next academic year on October 1 — and the sooner students file, the better. TCU is here to help make process less overwhelming.
September 8, 2020 Financial Education
TCU offers assistance to help parents prepare their children to spend and save money wisely as they grow – including a new app called "The NeighborMood" where kids learn that impulse buying may lead to harmful consequences.
September 2, 2020 Financial Education
Achieving security and peace of mind means practicing sound habits that reduce debt and increase savings for emergencies and large expenses. Check out TCU's expert advice on how to stay on top of your financial heath.
August 26, 2020 Financial Education
Whether credit is helpful or harmful depends on how it's used. TCU answers basic credit questions to help you take advantage of the benefits without falling into any traps.
Click here for all of our Financial Education articles.
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A credit report is a record of your credit activity and current credit situation such as loan repayment history and the status of your credit accounts.
Lenders, insurers, employers and others may obtain your credit report from a credit bureau or consumer reporting agency to determine whether you are a good candidate.
It is recommended consumers check each of their three credit reports once a year to ensure the information is accurate. You can obtain a free copy of your credit report from each credit bureau once a year by visiting annualcreditreport.com or calling (877) 322-8228.
You may also contact each of the credit bureaus directly:
A credit score is a three-digit number that estimates how likely you are to repay borrowed money. The most commonly used credit score model, FICO, has a range of 300 to 850.
Learning and taking steps to make changes can improve your score and stop bad credit from holding you back!
Want to know more? Call or visit your local TCU service center or book an appointment when it's convenient for you.
This document is for educational purposes only and doesn’t constitute tax, legal or accounting advice. The following is general information, not recommendations. Please consult with an attorney or tax professional for guidance.
Developing a budget based on your monthly income, expenses and savings is the first step.
Even a small, regular contribution toward your retirement has the potential to grow into a large nest egg.
It is important to build up your savings to cover emergencies and to plan for your future. As a general rule, you should maintain enough savings to cover three to six months of your regular expenses.
Information from experts about personal finance to help you manage your money with confidence.
What's your net worth — and why does it matter? Area Manager Adam Young joins TCU Talks to explain the importance of this metric and how understanding it can be a step on the path to financial security.
This holiday season will be unlike any we’ve experienced. With financial uncertainty and limitations to traditional gatherings because of COVID, TCU Area Manager Joshua Lloyd joined TCU TALKS to provide tips on navigating the holidays during the pandemic.
For many, the pandemic has supercharged financial stress. This first episode features TCU's Director of Financial Wellness and Wellbeing Jeff Sobieralski discussing how to manage your money to build financial security, even during challenging economic times like we're facing now.
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Jeff Sobieralski, TCU’s Director of Financial Wellness and Wellbeing, discusses how to help your kids develop good habits to keep them financially fit for life. Listen for some easy ways to introduce finance to your children so they develop a healthy relationship with money.
TCU’s cybersecurity expert Kevin Holleran offers tips to help us all stay safe online. Hear why it’s a good idea to use one device for online banking and another to browse the internet, and why you should be using spaces in your passwords.
Useful Consumer Guides to help with major life purchases from buying a car to purchasing your dream home.
Here is a sampling of helpful calculators to assist you with budgeting and developing a roadmap to make your hard-earned income work for you.
Find our full list of planning calculators here.
All information presented on this page is for educational purposes only and doesn’t constitute tax, legal or accounting advice. It is to be considered as general information, not recommendations. Please consult with an attorney or tax professional for guidance.
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