Mobile payment apps can eliminate contagion from transactions that involve touching shared, public objects like point-of-sales devices. They also offer increased security and make checkout faster.
Mobile payment apps such as Apple Pay, Google Pay and Samsung Pay allow you to use your debit or credit card in stores and online with just a tap — and they have the added advantage of limiting contact as the reluctance to touch shared, public objects like point-of-sales devices grows.
Beyond personal hygiene, the mobile wallet option has become increasingly popular. Here's why:
It’s safer than carrying a credit card or cash because the information is encrypted, making it inaccessible to anyone around you. Mobile wallets use encrypted payment codes, not card numbers, to complete transactions.
It also saves time. With a mobile wallet, you can pay quickly by holding your phone over the payment terminal and verifying the purchase. Most transactions can be completed in seconds.
Add your TCU debit or credit card information. Access your mobile wallet when checking out at participating merchants and choose your card. Hold your mobile device to the terminal. That’s it! Your safe, fast transaction is complete.
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